TERMS OF USE

SeniorHealthUpdateNow 

State of NY 

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Version Date: July 13, 2023

 

TERMS OF USE AGREEMENT

 

This Terms of Use Agreement (“Agreement”), along with our Company Privacy Policy (SeniorHealthUpdateNow.com/privacy), constitutes a legally binding agreement made between you, whether personally or on behalf of an entity (“user” or “you”) and SeniorHealthUpdateNow.com and its affiliated companies, Websites, applications and tools (collectively, SeniorHealthUpdateNow.com, “Company” or “we” or “us” or “our”), concerning your access to and use of the SeniorHealthUpdateNow.com Website(s) as well as any other media form, media channel, mobile website or mobile application related or connected thereto (collectively, the “Sites”). The Sites provide the following service: Information regarding ways to save money on common expenses that most people do not know about. Connecting consumers to great money savings offers in return for an affiliate referral commission. (“Company Services”). Supplemental terms and conditions or documents that may be posted on the Sites from time to time, are hereby expressly incorporated into this Agreement by reference. 

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Company makes no representation that the Sites is appropriate or available in other locations other than where it is operated by Company. The information provided on the Sites is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject Company to any registration requirement within such jurisdiction or country. Accordingly, those persons who choose to access the Sites from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent local laws are applicable.

 

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All users who are minors in the jurisdiction in which they reside (generally under the age of 18) must have the permission of, and be directly supervised by, their parent or guardian to use the Sites. If you are a minor, you must have your parent or guardian read and agree to this Agreement prior to you using the Sites. Persons under the age of 13 are not permitted to register for the Sites or use the Company Services. 

 

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YOU ACCEPT AND AGREE TO BE BOUND BY THIS AGREEMENT BY ACKNOWLEDGING SUCH ACCEPTANCE DURING THE REGISTRATION PROCESS (IF APPLICABLE) AND ALSO BY CONTINUING TO USE THE SITES. IF YOU DO NOT AGREE TO ABIDE BY THIS AGREEMENT, OR TO MODIFICATIONS THAT COMPANY MAY MAKE TO THIS AGREEMENT IN THE FUTURE, DO NOT USE OR ACCESS OR CONTINUE TO USE OR ACCESS THE COMPANY SERVICES OR THE SITES.

 

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REFUND AND RETURN

 

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USER REPRESENTATIONS

 

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Regarding Your Registration

 

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By using the SeniorHealthUpdateNow.com Services, you represent and warrant that: 

 

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A. all registration information you submit is truthful and accurate;

 

B. you will maintain the accuracy of such information;

 

C. you will keep your password confidential and will be responsible for all use of your password and account;

 

D. you are not a minor in the jurisdiction in which you reside, or if a minor, you have received parental permission to use our Sites; and

 

E. your use of the Company Services does not violate any applicable law or regulation.

 

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You also agree to: (a) provide true, accurate, current and complete information about yourself as prompted by the Sites' registration form and (b) maintain and promptly update registration data to keep it true, accurate, current and complete. If you provide any information that is untrue, inaccurate, not current or incomplete, or Company has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, Company has the right to suspend or terminate your account and refuse any and all current or future use of the Sites (or any portion thereof).

 

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We reserve the right to remove or reclaim or change a user name you select if we determine appropriate in our discretion, such as when the user name is obscene or otherwise objectionable or when a trademark owner complains about a username that does not closely relate to a user's actual name.

 

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Regarding Content You Provide

 

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We may invite you to chat or participate in blogs, message boards, online forums and other functionality and may provide you with the opportunity to create, submit, post, display, transmit, perform, publish, distribute or broadcast content and materials to our Sites and/or to or via the Sites' forms, emails, chat agents, popups, including, without limitation, text, writings, video, audio, photographs, graphics, comments, suggestions or personally identifiable information or other material (collectively "Contributions"). Any Contributions you transmit to SeniorHealthUpdateNow.com will be treated as non-confidential and non-proprietary. When you create or make available a Contribution, you thereby represent and warrant that:

 

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A. the creation, distribution, transmission, public display and performance, accessing, downloading and copying of your Contribution does not and will not infringe the proprietary rights, including but not limited to the copyright, patent, trademark, trade secret or moral rights of any third party;

 

B. you are the creator and owner of or have the necessary licenses, rights, consents, releases and permissions to use and to authorize SeniorHealthUpdateNow.com and the Sites' users to use your Contributions as necessary to exercise the licenses granted by you under this Agreement;

 

C. you have the written consent, release, and/or permission of each and every identifiable individual person in the Contribution to use the name or likeness of each and every such identifiable individual person to enable inclusion and use of the Contribution in the manner contemplated by our Sites;

 

D. your Contribution is not obscene, lewd, lascivious, filthy, violent, harassing or otherwise objectionable (as determined by SeniorHealthUpdateNow.com), libelous or slanderous, does not ridicule, mock, disparage, intimidate or abuse anyone, does not advocate the violent overthrow of any government, does not incite, encourage or threaten physical harm against another, does not violate any applicable law, regulation, or rule, and does not violate the privacy or publicity rights of any third party;

 

E. your Contribution does not contain material that solicits personal information from anyone under 18 or exploit people under the age of 18 in a sexual or violent manner, and does not violate any federal or state law concerning child pornography or otherwise intended to protect the health or well-being of minors;

 

F. your Contribution does not include any offensive comments that are connected to race, national origin, gender, sexual preference or physical handicap;

 

G. your Contribution does not otherwise violate, or link to material that violates, any provision of this Agreement or any applicable law or regulation.

 

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CONTRIBUTION LICENSE

 

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By posting Contributions to any part of the Sites, or making them accessible to the Sites by linking your account to any of your social network accounts, you automatically grant, and you represent and warrant that you have the right to grant, to SeniorHealthUpdateNow.com an unrestricted, unconditional, unlimited, irrevocable, perpetual, non-exclusive, transferable, royalty-free, fully-paid, worldwide right and license to host, use, copy, reproduce, disclose, sell, resell, publish, broadcast, retitle, archive, store, cache, publicly perform, publicly display, reformat, translate, transmit, excerpt (in whole or in part) and distribute such Contributions (including, without limitation, your image and voice) for any purpose, commercial, advertising, or otherwise, to prepare derivative works of, or incorporate into other works, such Contributions, and to grant and authorize sublicenses of the foregoing. The use and distribution may occur in any media formats and through any media channels. Such use and distribution license will apply to any form, media, or technology now known or hereafter developed, and includes our use of your name, company name, and franchise name, as applicable, and any of the trademarks, service marks, trade names and logos, personal and commercial images you provide. Company does not assert any ownership over your Contributions; rather, as between us and you, subject to the rights granted to us in this Agreement, you retain full ownership of all of your Contributions and any intellectual property rights or other proprietary rights associated with your Contributions. We will not use your contribution in a way that infringes on your rights and always process your personal information lawfully and with your consent.

 

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Company has the right, in our sole and absolute discretion, to (i) edit, redact or otherwise change any Contributions, (ii) re-categorize any Contributions to place them in more appropriate locations or (iii) pre-screen or delete any Contributions that are determined to be inappropriate or otherwise in violation of this Agreement.

 

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By uploading your Contributions to the Sites, you hereby authorize Company to grant to each end user a personal, limited, no-transferable, perpetual, non-exclusive, royalty-free, fully-paid license to access, download, print and otherwise use your Contributions for their internal purposes and not for distribution, transfer, sale or commercial exploitation of any kind.  

 

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SUBMISSIONS

 

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You acknowledge and agree that any questions, comments, suggestions, ideas, feedback or other information about the Sites or the SeniorHealthUpdateNow.com Services ("Submissions") provided by you to SeniorHealthUpdateNow.com are non-confidential and SeniorHealthUpdateNow.com (as well as any designee of Company) shall be entitled to the unrestricted use and dissemination of these Submissions for any purpose, commercial or otherwise, without acknowledgment or compensation to you.

 

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PROHIBITED ACTIVITIES

 

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You may not access or use the Sites for any other purpose other than that for which SeniorHealthUpdateNow.com makes it available. The Sites may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by SeniorHealthUpdateNow.com. Prohibited activity includes, but is not limited to:  

 

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A. attempting to bypass any measures of the Sites designed to prevent or restrict access to the Sites, or any portion of the Sites 

 

B. attempting to impersonate another user or person or using the username of another user 

 

C. criminal or tortious activity 

 

D. deciphering, decompiling, disassembling or reverse engineering any of the software comprising or in any way making up a part of the Sites 

 

E. deleting the copyright or other proprietary rights notice from any Sites' content 

 

F. engaging in any automated use of the system, such as using any data mining, robots or similar data gathering and extraction tools 

 

G. except as may be the result of standard search engine or Internet browser usage, using or launching, developing or distributing any automated system, including, without limitation, any spider, robot (or "bot"), cheat utility, scraper or offline reader that accesses the Sites, or using or launching any unauthorized script or other software 

 

H. harassing, annoying, intimidating or threatening any Company employees or agents engaged in providing any portion of the Company Services to you 

 

I. interfering with, disrupting, or creating an undue burden on the Sites or the networks or services connected to the Sites 

 

J. making any unauthorized use of the Company Services, including collecting usernames and/or email addresses of users by electronic or other means for the purpose of sending unsolicited email, or creating user accounts by automated means or under false pretenses 

 

K. selling or otherwise transferring your profile 

 

L. systematic retrieval of data or other content from the Sites to create or compile, directly or indirectly, a collection, compilation, database or directory without written permission from Company 

 

M. tricking, defrauding or misleading Company and other users, especially in any attempt to learn sensitive account information such as passwords 

 

N. using any information obtained from the Sites in order to harass, abuse, or harm another person 

 

O. using the Company Services as part of any effort to compete with Company or to provide services as a service bureau 

 

P. using the Sites in a manner inconsistent with any and all applicable laws and regulations 

 

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INTELLECTUAL PROPERTY RIGHTS

 

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The content on the Sites (“SeniorHealthUpdateNow.com Content”) and the trademarks, service marks and logos contained therein (“Marks”) are owned by or licensed to SeniorHealthUpdateNow.com, and are subject to copyright and other intellectual property rights under United States and foreign laws and international conventions. SeniorHealthUpdateNow.com Content, includes, without limitation, all source code, databases, functionality, software, Sites' designs, audio, video, text, photographs and graphics. All SeniorHealthUpdateNow.com graphics, logos, designs, page headers, button icons, scripts and service names are registered trademarks, common law trademarks or trade dress of SeniorHealthUpdateNow.com in the United States and/or other countries. SeniorHealthUpdateNow.com trademarks and trade dress may not be used, including as part of trademarks and/or as part of domain names, in connection with any product or service in any manner that is likely to cause confusion and may not be copied, imitated, or used, in whole or in part, without the prior written permission of the SeniorHealthUpdateNow.com. 

 

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SeniorHealthUpdateNow.com Content on the Sites is provided to you “AS IS” for your information and personal use only and may not be used, copied, reproduced, aggregated, distributed, transmitted, broadcast, displayed, sold, licensed, or otherwise exploited for any other purposes whatsoever without the prior written consent of the respective owners. Provided that you are eligible to use the Sites, you are granted a limited license to access and use the Sites and the SeniorHealthUpdateNow.com Content and to download or print a copy of any portion of the SeniorHealthUpdateNow.com Content to which you have properly gained access solely for your personal, non-commercial use. SeniorHealthUpdateNow.com reserves all rights not expressly granted to you in and to the Sites and SeniorHealthUpdateNow.com Content and Marks. 

 

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THIRD PARTY WEBSITES AND CONTENT

 

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The Sites contains (or you may be sent through the Sites or the SeniorHealthUpdateNow.com Services) links to other websites ("Third Party Websites") as well as articles, photographs, text, graphics, pictures, designs, music, sound, video, information, applications, software and other content or items belonging to or originating from third parties (the "Third Party Content"). Such Third Party Websites and Third Party Content are not investigated, monitored or checked for accuracy, appropriateness, or completeness by us, and we are not responsible for any Third Party accessed through the Sites or any Third Party Content posted on, available through or installed from the Sites, including the content, accuracy, offensiveness, opinions, reliability, privacy practices or other policies of or contained in the Third Party Websites or the Third Party Content. Inclusion of, linking to or permitting the use or installation of any Third Party Websites or any Third Party Content does not imply approval or endorsement thereof by us. If you decide to leave the Sites and access the Third Party Websites or to use or install any Third Party Content, you do so at your own risk and you should be aware that our terms and policies no longer govern. You should review the applicable terms and policies, including privacy and data gathering practices, of any websites to which you navigate from the Sites or relating to any applications you use or install from the Sites. Any purchases you make through Third Party Websites will be through other websites and from other companies, and SeniorHealthUpdateNow.com takes no responsibility whatsoever in relation to such purchases which are exclusively between you and the applicable third party.

 

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SITE MANAGEMENT

 

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SeniorHealthUpdateNow.com reserves the right but does not have the obligation to:

 

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A. monitor the Sites for violations of this Agreement;

 

B. take appropriate legal action against anyone who, in SeniorHealthUpdateNow.com sole discretion, violates this Agreement, including without limitation, reporting such user to law enforcement authorities;

 

C. in SeniorHealthUpdateNow.com sole discretion and without limitation, refuse, restrict access to or availability of, or disable (to the extent technologically feasible) any user’s contribution or any portion thereof that may violate this Agreement or any SeniorHealthUpdateNow.com policy;

 

D. in Company’s sole discretion and without limitation, notice or liability to remove from the Sites or otherwise disable all files and content that are excessive in size or are in any way burdensome to SeniorHealthUpdateNow.com 's systems;

 

E. otherwise manage the Sites in a manner designed to protect the rights and property of SeniorHealthUpdateNow.com and others and to facilitate the proper functioning of the Sites.

 

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TERM AND TERMINATION

 

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This Agreement shall remain in full force and effect while you use the Sites or are otherwise a user or member of the Sites, as applicable. You may terminate your use or participation at any time, for any reason, by following the instructions for terminating user accounts in your account settings, if available, or by contacting us using the contact information below. 

 

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WITHOUT LIMITING ANY OTHER PROVISION OF THIS AGREEMENT, COMPANY RESERVES THE RIGHT TO, IN COMPANY’S SOLE DISCRETION AND WITHOUT NOTICE OR LIABILITY, DENY ACCESS TO AND USE OF THE SITES AND THE COMPANY SERVICES, TO ANY PERSON FOR ANY REASON OR FOR NO REASON AT ALL, INCLUDING WITHOUT LIMITATION FOR BREACH OF ANY REPRESENTATION, WARRANTY OR COVENANT CONTAINED IN THIS AGREEMENT, OR OF ANY APPLICABLE LAW OR REGULATION, AND COMPANY MAY TERMINATE YOUR USE OR PARTICIPATION IN THE SITES AND THE COMPANY SERVICES, DELETE YOUR PROFILE AND ANY CONTENT OR INFORMATION THAT YOU HAVE POSTED AT ANY TIME, WITHOUT WARNING, IN COMPANY’S SOLE DISCRETION. 

 

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In order to protect the integrity of the Sites and Company Services, Company reserves the right at any time in its sole discretion to block certain IP addresses from accessing the Sites and Company Services.

 

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Any provisions of this Agreement that, in order to fulfill the purposes of such provisions, need to survive the termination or expiration of this Agreement, shall be deemed to survive for as long as necessary to fulfill such purposes.

 

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YOU UNDERSTAND THAT CERTAIN STATES ALLOW YOU TO CANCEL THIS AGREEMENT, WITHOUT ANY PENALTY OR OBLIGATION, AT ANY TIME PRIOR TO MIDNIGHT OF COMPANY’S THIRD BUSINESS DAY FOLLOWING THE DATE OF THIS AGREEMENT, EXCLUDING SUNDAYS AND HOLIDAYS. TO CANCEL, CALL A COMPANY CUSTOMER CARE REPRESENTATIVE DURING NORMAL BUSINESS HOURS USING THE CONTACT INFORMATION LISTING BELOW IN THIS AGREEMENT OR BY ACCESSING YOUR ACCOUNT SETTINGS. THIS SECTION APPLIES ONLY TO INDIVIDUALS RESIDING IN STATES WITH SUCH LAWS.

 

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If Company terminates or suspends your account for any reason, you are prohibited from registering and creating a new account under your name, a fake or borrowed name, or the name of any third party, even if you may be acting on behalf of the third party. In addition to terminating or suspending your account, Company reserves the right to take appropriate legal action, including without limitation pursuing civil, criminal, and injunctive redress.

 

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MODIFICATIONS

 

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To Agreement

 

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Company may modify this Agreement from time to time. Any and all changes to this Agreement will be posted on the Sites and revisions will be indicated by date. You agree to be bound to any changes to this Agreement when you use the Company Services after any such modification becomes effective. Company may also, in its discretion, choose to alert all users with whom it maintains email information of such modifications by means of an email to their most recently provided email address. It is therefore important that you regularly review this Agreement and keep your contact information current in your account settings to ensure you are informed of changes. You agree that you will periodically check the Sites for updates to this Agreement and you will read the messages we send you to inform you of any changes. Modifications to this Agreement shall be effective after posting. 

 

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To Services

 

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Company reserves the right at any time to modify or discontinue, temporarily or permanently, the Company Services (or any part thereof) with or without notice. You agree that Company shall not be liable to you or to any third party for any modification, suspension or discontinuance of the Company Services. 

 

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DISPUTES

 

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Between Users

 

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If there is a dispute between users of the Sites, or between users and any third party, you understand and agree that Company is under no obligation to become involved. In the event that you have a dispute with one or more other users, you hereby release Company, its officers, employees, agents and successors in rights from claims, demands and damages (actual and consequential) of every kind or nature, known or unknown, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way related to such disputes and/or the Company Services.  

 

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With Company

 

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A. Governing Law; Jurisdiction. This Agreement and all aspects of the Sites and Company Services shall be governed by and construed in accordance with the internal laws of the State of Florida, without regard to conflict of law provisions. With respect to any disputes or claims not subject to informal dispute resolution or arbitration (as set forth below), you agree not to commence or prosecute any action in connection therewith other than in the state and federal courts located in Miami-Dade County, State of Florida, and you hereby consent to, and waive all defenses of lack of personal jurisdiction and forum non conveniens with respect to, venue and jurisdiction in such state and federal courts. Application of the United Nations Convention on Contracts for the International Sale of Goods is excluded from this Agreement. Additionally, application of the Uniform Computer Information Transaction Act (UCITA) is excluded from this Agreement. In no event shall any claim, action or proceeding by you related in any way to the Sites or Company Services be instituted more than two (2) years after the cause of action arose.

 

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B. Informal Resolution. To expedite resolution and control the cost of any dispute, controversy or claim related to this Agreement ("Dispute"), you and Company agree to first attempt to negotiate any Dispute (except those Disputes expressly provided below) informally for at least ninety (90) days before initiating any arbitration or court proceeding. Such informal negotiations commence upon written notice from one person to the other.

 

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C. Binding Arbitration. If you and Company are unable to resolve a Dispute through informal negotiations, either you or Company may elect to have the Dispute (except those Disputes expressly excluded below) finally and exclusively resolved by binding arbitration. Any election to arbitrate by one party shall be final and binding on the other. YOU UNDERSTAND THAT ABSENT THIS PROVISION, YOU WOULD HAVE THE RIGHT TO SUE IN COURT AND HAVE A JURY TRIAL. The arbitration shall be commenced and conducted under the Commercial Arbitration Rules of the American Arbitration Association ("AAA") and, where appropriate, the AAA’s Supplementary Procedures for Consumer Related Disputes ("AAA Consumer Rules"), both of which are available at the AAA website www.adr.org. The determination of whether a Dispute is subject to arbitration shall be governed by the Federal Arbitration Act and determined by a court rather than an arbitrator. Your arbitration fees and your share of arbitrator compensation shall be governed by the AAA Consumer Rules and, where appropriate, limited by the AAA Consumer Rules. If such costs are determined by the arbitrator to be excessive, Company will pay all arbitration fees and expenses. The arbitration may be conducted in person, through the submission of documents, by phone or online. The arbitrator will make a decision in writing, but need not provide a statement of reasons unless requested by a party. The arbitrator must follow applicable law, and any award may be challenged if the arbitrator fails to do so. Except where otherwise required by the applicable AAA rules or applicable law, the arbitration will take place in Miami-Dade County, State of Florida. Except as otherwise provided in this Agreement, you and Company may litigate in court to compel arbitration, stay proceedings pending arbitration, or to confirm, modify, vacate or enter judgment on the award entered by the arbitrator.

 

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D. Restrictions. You and Company agree that any arbitration shall be limited to the Dispute between Company and you individually. To the full extent permitted by law, (1) no arbitration shall be joined with any other; (2) there is no right or authority for any Dispute to be arbitrated on a class-action basis or to utilize class action procedures; and (3) there is no right or authority for any Dispute to be brought in a purported representative capacity on behalf of the general public or any other persons.

 

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E. Exceptions to Informal Negotiations and Arbitration. You and Company agree that the following Disputes are not subject to the above provisions concerning informal negotiations and binding arbitration: (1) any Disputes seeking to enforce or protect, or concerning the validity of any of your or Company’s intellectual property rights; (2) any Dispute related to, or arising from, allegations of theft, piracy, invasion of privacy or unauthorized use; and (3) any claim for injunctive relief. If this Section is found to be illegal or unenforceable then neither you nor Company will elect to arbitrate any Dispute falling within that portion of this Section found to be illegal or unenforceable and such Dispute shall be decided by a court of competent jurisdiction within the courts listed for jurisdiction above, and you and Company agree to submit to the personal jurisdiction of that court.  

 

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CORRECTIONS

 

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Occasionally there may be information on the Sites that contains typographical errors, inaccuracies or omissions that may relate to service descriptions, pricing, availability, and various other information. Company reserves the right to correct any errors, inaccuracies or omissions and to change or update the information at any time, without prior notice. 

 

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DISCLAIMERS

 

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Company cannot control the nature of all of the content available on the Sites. By operating the Sites, Company does not represent or imply that Company endorses any blogs, contributions or other content available on or linked to by the Sites, including without limitation content hosted on third party websites or provided by third party applications, or that Company believes contributions, blogs or other content to be accurate, useful or non-harmful. We do not control and are not responsible for unlawful or otherwise objectionable content you may encounter on the Sites or in connection with any contributions. The Company is not responsible for the conduct, whether online or offline, of any user of the Sites or Company Services.

 

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YOU AGREE THAT YOUR USE OF THE SITES AND COMPANY SERVICES WILL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, COMPANY, ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE SITES AND THE COMPANY SERVICES AND YOUR USE THEREOF, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. COMPANY MAKES NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THE SITES CONTENT OR THE CONTENT OF ANY WEBSITES LINKED TO OUR SITES AND ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ANY (A) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT AND MATERIALS, (B) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF OUR SITES, (C) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN, (D) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE SITES OR COMPANY SERVICES, (E) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE WHICH MAY BE TRANSMITTED TO OR THROUGH OUR SITES BY ANY THIRD PARTY, AND/OR (F) ANY ERRORS OR OMISSIONS IN ANY CONTENT AND MATERIALS OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF ANY CONTENT POSTED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE VIA THE SITES. COMPANY DOES NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR OFFERED BY A THIRD PARTY THROUGH THE SITES OR ANY HYPERLINKED SITES OR FEATURED IN ANY BANNER OR OTHER ADVERTISING, AND COMPANY WILL NOT BE A PARTY TO OR IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES.  

 

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LIMITATIONS OF LIABILITY

 

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IN NO EVENT SHALL COMPANY OR ITS DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT, LOST REVENUE, LOSS OF DATA OR OTHER DAMAGES ARISING FROM YOUR USE OF THE SITES OR COMPANY SERVICES, EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, COMPANY’S LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO THE AMOUNT PAID, IF ANY, BY YOU TO COMPANY FOR THE COMPANY SERVICES DURING THE PERIOD OF THREE (3) MONTHS PRIOR TO ANY CAUSE OF ACTION ARISING.

 

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CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MAY HAVE ADDITIONAL RIGHTS.

 

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IF YOU ARE A CALIFORNIA RESIDENT, YOU WAIVE CALIFORNIA CIVIL CODE SECTION 1542, WHICH SAYS: "A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH, IF KNOWN BY HIM MUST HAVE MATERIALLY AFFECTED HIS SETTLEMENT WITH THE DEBTOR."

 

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INDEMNITY

 

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You agree to defend, indemnify and hold Company, its subsidiaries, and affiliates, and their respective officers, agents, partners and employees, harmless from and against, any loss, damage, liability, claim, or demand, including reasonable attorneys’ fees and expenses, made by any third party due to or arising out of your contributed content, use of the Company Services, and/or arising from a breach of this Agreement and/or any breach of your representations and warranties set forth above. Notwithstanding the foregoing, Company reserves the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify Company, and you agree to cooperate, at your expense, with Company’s defense of such claims. Company will use reasonable efforts to notify you of any such claim, action, or proceeding which is subject to this indemnification upon becoming aware of it.

 

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NOTICES

 

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Except as explicitly stated otherwise, any notices given to Company shall be given by email to the address listed in the contact information below. Any notices given to you shall be given to the email address you provided during the registration process, or such other address as each party may specify. Notice shall be deemed to be given twenty-four (24) hours after the email is sent, unless the sending party is notified that the email address is invalid. We may also choose to send notices by regular mail.

 

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USER DATA

 

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Our Sites will maintain certain data that you transfer to the Sites for the purpose of the performance of the Company Services, as well as data relating to your use of the Company Services. Although we perform regular routine backups of data, you are primarily responsible for all data that you have transferred or that relates to any activity you have undertaken using the Company Services. You agree that Company shall have no liability to you for any loss or corruption of any such data, and you hereby waive any right of action against Company arising from any such loss or corruption of such data.

 

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ELECTRONIC CONTRACTING

 

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Your use of the Company Services includes the ability to enter into agreements and/or to make transactions electronically. YOU ACKNOWLEDGE THAT YOUR ELECTRONIC SUBMISSIONS CONSTITUTE YOUR AGREEMENT AND INTENT TO BE BOUND BY FOR SUCH AGREEMENTS AND TRANSACTIONS. YOUR AGREEMENT AND INTENT TO BE BOUND BY ELECTRONIC SUBMISSIONS APPLIES TO ALL RECORDS RELATING TO ALL TRANSACTIONS YOU ENTER INTO RELATING TO THE COMPANY SERVICES, INCLUDING NOTICES OF CANCELLATION, POLICIES, CONTRACTS, AND APPLICATIONS. In order to access and retain your electronic records, you may be required to have certain hardware and software, which are your sole responsibility.  

 

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MISCELLANEOUS

 

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This Agreement constitutes the entire agreement between you and Company regarding the use of the Company Services. The failure of Company to exercise or enforce any right or provision of this Agreement shall not operate as a waiver of such right or provision. The section titles in this Agreement are for convenience only and have no legal or contractual effect. This Agreement operates to the fullest extent permissible by law. This Agreement and your account may not be assigned by you without our express written consent. Company may assign any or all of its rights and obligations to others at any time. Company shall not be responsible or liable for any loss, damage, delay or failure to act caused by any cause beyond Company's reasonable control. If any provision or part of a provision of this Agreement is unlawful, void or unenforceable, that provision or part of the provision is deemed severable from this Agreement and does not affect the validity and enforceability of any remaining provisions. There is no joint venture, partnership, employment or agency relationship created between you and Company as a result of this Agreement or use of the Sites and Company Services. Upon Company’s request, you will furnish Company any documentation, substantiation or releases necessary to verify your compliance with this Agreement. You agree that this Agreement will not be construed against Company by virtue of having drafted them. You hereby waive any and all defenses you may have based on the electronic form of this Agreement and the lack of signing by the parties hereto to execute this Agreement.

 

​

​

 

CONTACT US

 

​

​

 

In order to resolve a complaint regarding the Company Services or to receive further information regarding use of the Company Services, please contact Company as set forth below or, if any complaint with us is not satisfactorily resolved, and you are a California resident, you can contact the Complaint Assistance Unit of the Division of Consumer Services of the Department of Consumer Affairs in writing at 400 "R" Street, Sacramento, California 95814 or by telephone at 1-916-445-1254.

 

​

​

 

SeniorHealthUpdateNow.com 

 

607 Shelby St 

 

Detroit, MI 48226 

 

Email: hello@SeniorHealthUpdateNow.com 

  

This page intentionally left blank.

 

 

GENERAL INSTRUCTIONS

 

​

​

 

WHAT IS A TERMS OF USE AGREEMENT?

 

​

​

 

A Terms of Use Agreement is a written set of rules and regulations between two parties, the User and the Company, that the User must agree to follow in order to use the Company’s website and services.

 

​

​

 

WHEN IS A TERMS OF USE AGREEMENT NEEDED?

 

​

​

 

While Terms and Conditions are not required by law, any website, especially e-commerce or social networking websites or applications and any website or internet service provider that stores a User’s personal data, should consider having Terms and Conditions.

 

​

​

 

A written set of Terms and Conditions protects the Company and acts an instruction manual for its website. It allows the Company to explain things related to its service or product, including, among other things:

 

​

​

 

•  how purchases, payment, and returns are handled

 

• ownership and use of content and intellectual property

 

• how Users must conduct themselves, including any prohibited behavior

 

•  limitations on liability and disclaimers

 

•  the Company’s privacy policy

 

​

​

 

WHO NEEDS A TERMS OF USE AGREEMENT?

 

​

​

 

Almost every website or application that provides a service or product has a Terms of Use Agreement.

 

​

​

 

Here are some examples of websites and apps that use a Terms of Use Agreement:

 

​

​

 

•  E-Commerce Company - Ebay, Amazon, Target, Gap

 

•  Social Media Website or Application - Facebook, Instagram, Twitter, Snapchat

   

​

​

   

•  Search Engine - Google, Yahoo, Bing

 

•  Website or Application

 

Providing a Service or Product -

 

YouTube, Apple, Uber

 

•  Gaming Website or Application - Playstation, Pokemon Go, Candy Crush

 

​

​

 

WHAT SHOULD BE INCLUDED IN A TERMS OF USE?

 

​

​

 

A simple Terms of Service should generally have at least the following:

 

​

​

 

•  Who is the Company providing the service or product

 

•  What is the service or product provided by the Company

 

•  Where is the Company’s website

 

•  When will the agreement terminate

 

•  Why might the User not be granted access to the website

 

•  How does the User agree to accept the Terms of Service

 

​

​

 

The Company can tailor the rules and regulations, or “terms of use”, according to the service or product it provides and its specific needs. The Terms of Use Agreement can be posted on the Company’s website either as a browsewrap agreement or a clickwrap agreement.

 

​

​

 

OTHER NAMES 

 

​

​

 

As a reference, a Terms of Use Agreement is known by other names:

 

​

​

 

•  Terms of Service Agreement

 

•  Terms and Conditions

 

•  User Agreement

 

•  Statement of Rights and Responsibilities

 

•  Disclaimer

 

•  TOU

 

•  ToS

 

•  TOS

 

•  TOC

     

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HealthCompare

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HealtheDeals

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Hypertarget Marketing

HyperTarget Marketing, LLC

IAB

iCall Solutions

iCan Benefit

iCan Benefit Group

iCan Benefit Group, LLC

iCan Group

Iconic Consultants

ICW Leads, LLC

Ideal Concepts

Ideal Concepts, Inc

Ideal Concepts, Inc.

iDeal Health Benefits

IdealConcepts, Inc

IDS

IFA Auto Insurance

IFA Insurance Company

iFlourish Labs

IGF Ins.

IGF Insurance

Ignitist

Integriant Ventures Insurance Services, Inc.

IHC

IHC Group

IHC Health Plans

IHC Specialty Benefits, Inc.

IIS Insurance

iLegacy Insurance

iLife

iLife and Health

IMO

Impact Media

Imperial Health Group

Imperium Financials

IMS United

Inavision

Inboxed LLC.

Inc

Independence American Insurance Company

Independence Blue Cross

Independent Agent

Independent Carriers

Independent Health Association

Independent Insurance Consultants

Individual Health Quotes

INDS

Infinity Insurance

Infinity National Insurance

Infinity Select Insurance

Infinix

Infinix Media

Infinix Media, LLC

ING

ING US Life

Innovate Financial Group

Innovation Direct Group

Innovation Direct Group, LLC

Innovation Group of South Florida

Innovative Benefit Concepts

Innovative Financial Group

Innovative Health Group

Innovative Health Group, LLC

Innovative Insurance Brokers

Inquire Media

Inquire Media, LLC

Inside Response

Inside Response, LLC

Inside Ventures

Ins-leads.com

Insphere

Insphere Insurance Solutions

Insur. of Evanston

Insuralife

InsuraMatch

Insurance Care Direct

Insurance Central

Insurance Depot of America

Insurance Express

Insurance Guide

Insurance Health Hotline

Insurance Insight

Insurance leads

Insurance Line One

Insurance Made Easy

Insurance Management Associates

Insurance Medics

Insurance Office of America

Insurance Services

Insurance Solutions Direct

Insurance Solutions Direct LLC

Insurance Solutions LLC

Insurance.com

InsuranceCareDirect

InsuranceLeads.com

InsuranceOnly

InsuranceProz

Insurancequotes

InsuranceQuotes, Inc.

InsuranceQuotes.com

Insurancespecialists.com

Insure.com

Insurealife

InsureaLifeInsurance Care Direct, Inc.

Insured Street

InsureMe

Insurify

Insurita

Insurzy

InsWeb

Integon

Integrate

Integrated Benefits

Integrity Vehicle Services

Intelecare Inc

Intelliquote

Inter Valley Health Plan

Interstate

Interstate Brokers of America

Investors Life

IPA Agents

IPA Direct

IPA Family

iPlan Health Group

iPolicyQuote

iQuoteX

iWebQuotes

Jackson National Life

Jangl

Javier Molina Agency

JCG New Media

JLS

John Deere

John Hancock

Joshua Katyl Allstate

JRC Insurance Group

JSH Marketing

Jupiter

Justified Medical Group

Kaiser

Kaiser Foundation Health Plan

Kaiser Permanente

Kaiser, Medicare Solutions

Kaleida Health

Kallstar

Kanopy

Kanopy Insurance

Katch, LLC

Kateway Consulting

Kauffman Insurance Group

KB Synergy, Inc.

Keenan Associates

Kelly Klee Private Insurance

Kelsey-Seybold

Kemper

Kemper Lloyds Insurance

Kentucky Central

Kevin Ferrell Inc

Key Health Plans

Key insurance Advisors

Keystone

Keystone Advisors LLC

Kim Wilhelm DBA Final Expense Direct

Kin

Kin Insurance

Kind Health

Kind Insurance Inc.

Knights of Columbus

Koenig Quotes

Komparison

L.A. Care Health Plan

Ladder Life

Landmark American Insurance

Lands Health

Laser Marketing

Lawyers for Employee and Consumer Rights APC

LBCOT Insurance

LCN

Lead Emblem, LLC

Lead Foundations

Lead Genesis

Lead Giant

Lead Origins

Lead Quotes Media LLC

Lead Realm LLC

Lead Trust Media Group

LeadAmp

LeadCloud, LLC

Leadco

LeadEnvoy

Leader General

Leader Insurance

Leader National

Leader National Insurance

Leader Preferred Insurance

Leader Specialty Insurance

Leading Healthcare

Leadnomics

Leads Capture LLC

Leads Interactive

Leadsrow

League General

LeClair Insurance

Legacy Benefits Services

Legal & General America

Legal Injury Advocates

Legends United Insurance Agency

Lemonade Insurance

Lender Daily

LendingTree

Lendmarx

Lendmarx, LLC

Les Promotions Mondiales Inc.

Let's Make a Lead LLC – Adopt an Insurer.com

Level One Health Group

Lexington Law

LGA

Liberty Automobile Protection

Liberty First Health and Life

Liberty Health

Liberty Health Plan

Liberty Health Professionals

Liberty Health Solutions

Liberty Insurance Corp

Liberty Mutual

Liberty Mutual Fire Insurance

Liberty Mutual Insurance

Liberty Mutual Insurance Company

Liberty National

Liberty National Life Insurance Company

Liberty Northwest

Liberty Northwest Insurance

Life Quotes, Inc.

LifeInsuranceMatchup

LifeLine Direct

Lifeline Direct Insurance, Inc

LifeQuotes

LifeSecure

Lifetime Health Solutions, Inc

Lifetime Healthcare

Lifetime Medicare Advisors

LifeWise Health Plan

LifeWise Health Plan of Oregon

Lighthouse

Lighthouse Insurance

Lighthouse Insurance Group

Lighthouse Insurance Group LLC

Lighthouse Insurance Group, LLC

LightHouse Insurance Health

Limestone Medical

Lincoln Benefit Life

Lincoln National

Line East Leads

Link Interactive

Lion Insurance Group

List Acquisition Inc.

ListenClear

Live Calls Media

Live Insurance Advisors, Inc.

Liz Byrne USHA

LizDev

LizDev Inc.

LizDev, Inc

LLC

LLicensed Insurance Advisors

LoanBright

Lockton Affinity Group

Lockton Affinity, LLC

Longevity Alliance

Loud Cloud Nine / LCN

Louisiana Health Services

Lovera Marketing, LLC

Loyal American

LPN

LQ Digital

LS Lead Generation

LTC Financial Partners

Lumbermens Mutual

M Plan Inc.

Madera Digital

Madera Digital, LLC

Madison National Life Insurance Company

Managed Health Inc.

MAPFRE

Marathon

Marchex

Markel American

Marketing Mart

Martin Financial

Martin Insurance

Martin Insurance Group

Martin's Point

Martinez Dynasty Group, Inc.

Maryland Casualty

Mass Mutual

Mass Nexus

Massachusetts Mutual

Massive&Co

MassNexus

Match Media Group

Match Media Group, LLC

MatchMedia

Matomy Media Group

Matrix Direct

Matrix Telecommunications Ltd

Matt Rudolph Insurance

Maxim Strategies

Maxxlocal

Mayo Lab

Mayo Labs, LLC

MCGP International

Mclaren Insurance Solutions

Me!Box Media

Medapacer

MedGapDirect

Media Alpha

Media Alpha Exchange

Media Champs

Media Mix 365

MediaAlpha

MediaAlpha Ventures, LLC

MediaMatchGroup

Medica

Mayberry Advisors

Medical Card System Inc.

Medical Mutual of Ohio

Medicare Benefits Review Hotline

Medicare Concepts, LLC

Medicare Enroller

Medicare Group USA LLC

Medicare Health Benefits

Medicare Insurance Consultants, LLC

Medicare Plan Finder

Medicare Providers

Medicare Solutions

Medicare Trusted Solutions, LLC

MedicareAdvantage.com

MedicareEnroll

Medicareplan.com

Medicareplanusa.com

MedicareProz

MedicareSolutions

MediGap Direct

Medigap360

Medi-Share

MEGA Life and Health

MEGA Life and Health Insurance

Mega/Midwest

Mendota

Merastar

Mercury

Mercury Insurance

Mercy

Met Life

Method Marketing, LLC

MetLife

MetLife Auto and Home

MetLife Insurance

Metromile

Metropolitan Co.

Metropolitan Insurance Co.

MG Insurance

Mid Century Insurance

Mid-Continent Casualty

Middlesex Insurance

Midland National

Midland National Life

Midwest Mutual

Mid-West Ntl. Life

Migo Insure

Mikayla Data

Millbank

Millers Mutual

Milwaukee General

Milwaukee Guardian

Milwaukee Mutual

Minnehoma

Minnesota Mutual

Miro Health Agency

Mississippi Insurance

Missouri General

MJ Direct

MMI Group

MMM Healthcare Inc.

Modern Health, LLC

Modern Woodmen of America

Molina

Molina Healthcare Inc.

Momentum Solar

Montana Life Group, LLC

Mony Group

Mortgage Maven

Mortgage Protection Bureau

Mortgage Protection Plus, Inc.

Moss

Moss Affiliate

Moss Affiliate Marketing

Moss Affiliate Marketing Sellers

Motors

Mountain Financial

Mountain Laurel

MP & Associates Inc.

Mutual Insurance

Mutual Of Enumclaw

Mutual of New York

Mutual of Omaha

MVA Warranty

MVP

My Agent Solution, LLC

My Best Health Plan

My Health Advisors

My Insurance Solutions

MyHealthAngel.com

MyHippo

MyInsuranceExpert

MyRetiree Health

Name My Premium

Narrate LLC

Nat'l Farmers Union

Nation Health Advisors

National Alliance

National Auto Protection Corp.

National Automotive Financial Services

National Ben Franklin Insurance

National Better Living Association

National Brokerage

National Brokers of America

National Casualty

National Colonial

National Continental

National Continental Insurance

National Coverage Center

National Disability

National Family

National Family Assurance Group, Inc.

National Fire Insurance Company of Hartford

National General Insurance

National General Insurance Company

National Health Agents

National Health Connect

National Health Connect LLC

National Health Connect, LLC

National Health Hub

National Health Hub LLC

National Health Hub, LLC

National Health Insurance

National Health Insurance Group LLC

National Health Plans

National Health Plans dba Your Lowest Quote

National Health Plans LLC

National Health Solutions

National Healthcare Advisors

National Healthcare Market

National Income Life Insurance Company

National Indemnity

National Insurance

National Merit

National Mutual Benefit Life

National Plan Advisors

National Repair Solutions

National Solar Network

National Surety Corp

National Union Fire Insurance

National Union Fire Insurance of LA

National Union Fire Insurance of PA

National Vehicle Protection Services, Inc.

Nations Health Group

Nations Health Group Guide One Insurance

Nations Insurance Solutions

Nationwide

Nationwide General Insurance

Nationwide Health Advisors

Nationwide Insurance Company

Nationwide Mutual Fire Insurance

Nationwide Mutual Insurance

Nationwide Property and Casualty

Navy Mutual Aid Association

NCWC

NCWC, Inc.

Need Health

needHEALTH

Neighborhood Health Plan Inc.

Neilson Financial Services

Neilson Financial Services, LLC

Neo Ogilvy

Net Health Affiliates

Net Health Affiliates Inc.

NetQuote

Network Media Tank

New Age Health

New Career

New England Financial

New Era

New Strata Inc.

New York Life

New York Life Insurance

Newins

Newport Equities, LLC

NewQuest

NexLevel Direct LLC

NexLevel Direct, LLC

NexLevelDirect

Next Gen

Next Level Benefits Incorporated

Next Wave Marketing

Next Wave Marketing Strategies, Inc

NextGen

NextGen Leads

NextGen Leads, LLC

Nexus Corporation

Nexus Enterprise Solutions

Nexus Enterprise Solutions, Inc.

NGIC

NHA

Nikia Media

NL Mangini Inc.

NMP Insurance Services, LLC / NameMyPremium

Noridian Mutual Insurance Company

North American

North Pacific

North Pointe

North Shore

North Star insurance Advisors LLC

North Star Mutual Insurance Co.

Northern Capital

Northern States

Northland

Northpoint Direct

Northwest Medical

Northwest Pacific

Northwestern

Northwestern Mutual

Northwestern Mutual Life

Northwestern Pacific Indemnity

Norvax

Norvax, Inc

Norvax, LLC.

NRG

NuHealth

Number One Health

Number One Health Insurance Agency

Number One Health Insurance Agency Inc.

Number One Prospecting

NuStar Insurance

NxtLevelHealth

Oak Hill Insurance

OctaneFire

Offer Advisors

Offer Strategy

Offerweb

OFFERweb, LLC

OfferWeb.com

OHealth Group

Ohio Casualty

Ohio National Life

Ohio Security

Old Mutual US Life

Olympia

Omaha

Omega Auto Care

Omni Indemnity

Omni Insurance

Omni Research

Oncor Direct

ONCOR Insurance Services

One Health

One Touch Direct

OneShare Health, LLC

Online Digital LLC

Online Edge Limited

Online Insurance Savers

Onviant

Onviant Insurance Agency Inc.

Onviant, LLC

Onyx Digital Media

Open Market Quotes

OpenJar

OpenJar Concepts

Optimize.Ad

Optimize.Ad, Inc.

Optimum HealthCare

Oregon Mutual

Orion Ins.

Orion Insurance

Oscar

OSCAR Health

Oscar Health Insurance

Otis Production LLC

Overflow Works

Ox Car Care

Oxford

Oxford Health Plans

Oxford Insurance

Oxford Insurance Partners

Oxford Marketing Parnters, LLC

Oxford Marketing Partners

Oxford Marketing Partners, LLC

Pacific Benefits Group

Pacific Benefits Group Northwest

Pacific Indemnity

Pacific Insurance

Pacific Life

Pacific Life and Annuity

Pacificare

Pafco

Pafco General Insurance

Page One Projects

Palisades Media Group

Palmer Administrative Services

Palmetto Senior Solutions

Palms Health Group

Palo Media Group

Paloverde

Paragon Health Group

Parasol Agent Network

Parasol Agents Network

Parasol Leads

Parasol Leads, Inc.

Parasol Media, Inc.

Path IQ

Patriot General

Patriot General Insurance

Pay Per Call Market

PB Solutions

PCS

Peace of Mind Solutions

Peak Advertising

Peak Advertising, LLC

Peak Performance

Peak Property and Casualty Insurance

Peak Protection Group

Peek Health

Peek Performance, Inc.

PemCo

PEMCO Insurance

Penn America

Penn Mutual

Pennsylvania Natl

Performek Inc

Phexio

Phoenix

Phoenix Life

Physicians Health Plan

Physicians Life

Physicians Mutual

Physicians United Plan

Pickett Group/TermLifeMatch

Pier21 Media

Ping Leads

Pinnacle

Pinnacle Publishers LLC

Pinney Insurance Center, Inc.

Pioneer Life

Pivot

Pivot Health

Pivot Health Holdings, LLC

PivotHealth, LLC

PJP Agency

PJP Health

PJP Health Agency

Plasmid Direct

Plasmid Media, LLC

Plateau Data Services, LLC

Platinum Health Advisors

Platinum Health Solutions

Platinum Healthcare.com

Platinum Leads

Plymouth Rock

PM Group Loans

PMIC

Policy Ninja

Policy Scout

PolicyBind

PolicyBind, LLC

PolicyFuel

PolicyScout

PolicyZip, LLC

Ponto Insurance

Powderhorn Media

Power Credit Solutions

Power Source Marketing

Power Source Marketing LLC

Practical Marketing

Precise

Precise Health Insurance Advisors

Precise Leads

Precise Solutions Group

Precision Health

Precision Health Associates

Precursor Media

Precursor Media, LLC

Preferred Abstainers

Preferred Care

Preferred Health Advisors

Preferred Health Solutions LLC

Preferred Mutual

Premera Blue Cross

Premier

Premier Business Solutions

Premier Choice Health

Premier Disability

Premier Financial Alliance

Premier Health Advisors

Premier Health Advisors, Inc.

Premier Health Associates

Premier Health Association

Premier Health Solutions

Premier Precision Group

Premium Choice Insurance Services

Premium Marketing

Premium Precision Marketing

Presbyterian Health Plan

Presbyterian Healthcare Services

Presidio

Presidio Interactive

Presidio Interactive Corp

Presidio Interactive LLC

Presidio Interactive, LLC

Prestige

Prestige Health Advisors

Preventive

Primary Health Care

Prime Care

Prime Care Health

Prime Healthcare Benefits

Prime Marketcare One

Prime Marketcare One, Inc.

Primerica

Principal

Principal Financial

Principal Financial Group

Principal Life

Priority Health

Priority Insurance

Priority One Health

Pristine

Pristine Media Group

Prodigy Health Group

Progressive

Progressive Auto Pro

Progressive Insurance

Progressive Motorcycle

Prokey Wiseley Hamill

Promise Health Insurance

Propath Media

Prospect America Media, LLC

Prospect American

Prosperity Health

Prosurity

Protech Vehicle Services LLC

Protect America

Protect My Car

Protect Your Home

Protecta America

Protective Casualty

Protective Life

ProtectMyCar

Providehealthcoverage.com

Providence

Providence Health Plan

Provident

Prudential

Prudential Insurance Co.

Prudential of America

PURE

Puritan Health

Purple Dog Marketing LLC

PX Inc

Pyramid Life

Q3M Insurance Solutions

Q3M Insurance Solutions LLC

Qatalyst

QHS

Qualified Coverage

Qualified Healthcare Solutions

Qualified Savings

Qualify Health

Qualify Life

Qualify Medicare

Qualilty Healthcare Solutions

Quality

Quality Health

Quality Health Organization

Quality Healthcare Solutions

Quality Healthcare Solutions, Inc.

Quality Insurance Solutions

Qualyst

Quantum 3 Media LLC

Quantum Digital Media Inc.

Quantum Digital Media, Inc.

Quest Health Solutions

Quick Health

Quick Life Center, LLC

Quick Medigap

Quick Quote

QuickHealthInsurance.com

QuickInsured

QuickQuote

Quilt

QuinStreet

QuinStreet, Inc.

Quote Engine

Quote Selection

Quote Selection Insurance Services, Inc

Quote Selection Insurance Services, Inc.

Quote Storm

Quote Velocity

Quote Whiz LLC

Quote Wizard

Quotefire

Quotelab

QuoteLab Marketing Partners

QuoteLab, LLC

QuoteManage LLC

QuoteManager LLC

QuoteStorm

QuoteWhiz

QuoteWhiz LLC

QuoteWhiz, LLC

Quotewizard

QuoteWizard, LLC

QuotIt

Radwan Financial

Ralph Perez Insurance

Ramsey

Ranger

Rank Media

Rank Media Agency

Rapid Response Marketing LLC

RateForce

RateMarketPlace

RateQuote.com, LLC

Ray Chisolm

Rayosun LLC

RBC Liberty Insurance

RCR

Real Results

Real-Comp Data and Marketing

Recall Digital

Red Auto Protection

Red Crane Media

Red Ocean Leads

RedVentures

Reel Media Ventures

Reel Media Ventures, LLC

Regal

Regence

Reliable Partners (Trips Marketing)

Reliance

Reliance Insurance

Reliance Litigation LLC

Reliance National Indemnity

Reliance National Insurance

Reliant

Reliant One Insurance Center

ReliaQuote

Renaissance Health Services Corp.

Renew.com

Renew.com Inc.

Republic Indemnity

Resource Group

Resource Marketing Corp

Resource Marketing Corp.

Response Insurance

Rev Impact

Revi Media

ReviMedia

ReviMedia, Inc.

RevJolt LLC

RevPoint Media

Rex Direct

Rex Direct Net, Inc.

RGAX

Ring Latino

Ring Router

Ring Router, Inc

Ring Trust Media

Ringpartner

RingPartner, Inc.

RMC Insurance Services LLC

Rockford Mutual

Rocking Ham Group

Rodney D. Young

Rogue E-Cigs

Root

RP Marketing

RPG Leads

RPM Direct

RSA

S.B. Fintech Ltd

Safe Auto

SafeAuto

Safeco

Safeguard

Safeguard Ins Market

SafeGuard Insurance Market

Safeway

Safeway Insurance

Safeway Insurance Co of AL

Safeway Insurance Co of GA

Safeway Insurance Co of LA

Sagicor

Sales Data Pro

SalesHammer

SalesRadix

Save Today

SaveToday

Savings Bank Life Insurance Company of Massachusetts (SBLI)

Savings Bank Life Insurance Company of Massachusetts (SBLI) Scan Health Plan

SBLI

SCAN Health Plan

SCMS

Scott and White

ScriptRelief

Sea West Insurance

Seascape

Seascape Health

Seascape Life

Secura

Secure Car Care

Secure Horizons

Secured Health

Secured Health and Life

Security Health Plan of Wisconsin Inc.

Security Insurance

Security Insurance Co of Hartford

Security National

Security National Insurance Co of FL

Sedgwick James

Select Century, LLC

Select One Group LLC

Select Quote

Select Quote Senior

SelectHealth

Selective Healthcare

SelectQuote

SelectQuote A&H

SelectQuote A&H;

SelectQuote Auto & Home

SelectQuote Insurance Services

SelectQuote Life

SelectQuote Senior

Senior Care Benefits, LLC

Senior Health Connect

Senior Health Connect Insurance Agency

Senior Health Connection

Senior Health Direct

Senior Healthcare Direct

Senior Market

Senior Market Advisors

Senior Market Partners

Senior Market Quotes

Senior Market Sales

Senior Plus Advisors

SeniorCare Benefits

SeniorCare USA

SeniorcareUSA

SeniorQuote Insurance Services

Sentara Health Management

Sentinel Insurance

Sentry

Sentry Group

Sentry Insurance a Mutual Company

Sentry Insurance Company

Sentry Insurance Group

Serenity

SettleThatDebt.com

Sharp Health Plan

She Is Media, LLC

Shelter Insurance

Shelter Insurance Co.

Shelter Insurance Company

Shop RX Plans

Sierra Health Services

Silent Affiliates

Simple Health

Simple Health Plans

Simple Health Plans Inc.

Simple Health Plans, Inc.

Simple Insurance

Simple Insurance Leads

Simple Insurance Services

Simpson Financial Group

Simpson Financial Group Inc.

SingleCare Services

Singularity Media

Siren Group AG

Skandia TIG Tita

Slayed Properties Inc. DBA Insurita

Smart Energy Direct

Smart Insurance Marketplace

Smart Match Insurance Agency

Smart Match Insurance Solutions

Smart Relief Rx

SmartFinancial

SmartHome Solutions USA

SmartScripts & Affiliates

SmartScripts Agents

Smedley Insurance Group

Solar City

Solar Research Group

Solar Savings America

SolarJoy

Soleo Communications, Inc.

SolidQuote

SolidQuote LLC

SolidQuote, LLC

South Florida LLC

Spartan Health Group

Spectrum

Spectrum Direct

Spectrum Health

Spinner Group

Spring EQ

Spring Health Plans

Spring Insurance

Spring Insurance Solutions

Spring Venture

Spring Venture Group

SS Telemarketing

St. Paul

St. Paul Companies

St. Paul Fire and Marine

St. Paul Insurance

Stancorp Financial

Standard Fire Insurance Company

Standard Guaranty

Standard Life

Standard Security Life Insurance Company of New York

Starmount Life

State and County Mutual Fire Insurance

State Auto

State Farm

State Farm County

State Farm Fire and Cas

State Farm General

State Farm Indemnity

State Farm Insurance

State Farm Insurance Co.

State Farm Lloyds Tx

State Farm Mutual Auto

State Fund

State Mutual

State National

State National Insurance

Sterling

Sterling Senior

Sterling Senior Health

Stevens Insurance Agency

Stone Hill National

Stone Tapert

Stone Tapert Insurance Services

StoneTapert Employee Benefits

StoneTapert Insurance Services Inc

Strategy Bay

Stratum Media DMCC

Stride Health

Strike Marketing LLC

StringBit, Inc.

Sturgill Insurance Agency, LLC

SubjectWell

Suited Connector

SummaCare

Summit direct mail

Summit Health

Sun City Financial LLC

Sun Coast

Sun Edison

Sun Life Assurance Company

Sunrise Health

Superior American Insurance

Superior Global Marketing Inc.

Superior Guaranty Insurance

Superior Health Insurance Group

Superior Insurance

Support First

Supreme Health Group

Sure Health Plans

Sure Touch Leads

Sureco

Sureco Legacy Insurance Services, Inc

SureCo, Inc.

SureHits

Suretouch Leads

Sutter

SVG

Swiss Re

Symmetry Financial Group

Syndicated Plus

Synergy Insurance Marketing

Synergy Marketing Associates

T2Flex LLC

Tallac Media

Taylor Agency

Tech Insurance

Tech Leads

Tech Leads, LLC

Teleperformance

Teleperformance Peru S.A.C.

Teran Marketing

Term Life Match

TexanPlus

TGC Health, LLC

The Agent Republic, LLC

The Ahbe Group

The Atlas Company

The Benefit Depot

The Benefit Link

The Benefit Link, Inc.

The Benefit Outlet

The Colby Group, Inc.

The Complete Lead

The Compensation Bureau

The Credit Pros

The Credo Group

The Cronin Agency

The General

The Hartford

The Hartford AARP

The Health Scout

The IHC Group

The Insurance Center

The Lead Company

The Mantolokin Group

The McGrp International

The McGrp International, LLC

The Medicare Assistant

The Medigap Market

The Product Drivers

The Quick Life Center, LLC

The Regence Group

The Senior Resource Group

The Zebra

themedicareassistant.com

Themis Law PLLC

The-Solar-Project

The-Solar-Project and its partners at www.localsolarclients.com

The-Solar-Project.com.

Think Grow Marketing

This or That Media dba Hometown Quotes

ThomasARTS

Three Rivers Holdings

Thrive Marketing

Thrivent Financial for Lutherans

TIAA-CREF

Tiburon Insurance Services

TICO Insurance

TIG Countrywide Insurance

Tiger Health Solutions

Tim Herndon Insurance Agency Inc.

Time to Lead

Titan

Titan Coverage Protection

Titan Indemnity

TMHCC

Tobias & Associates

Tobias & Associates Inc

Tobias & Associates INC DBA Insurance Specialists

Today Medicare

Todd Matzat

Toggle

Toolbox OS, Inc.

Top Healthcare Options

Top Healthcare Solutions, LLC

Torchlight

Torchlight Technology

Torchlight Technology Group LLC

Torchlight Technology Group, LLC

Torchmark

Torr

Total

Total Insurance Brokers

Total Insurance Brokers INC a.k.a. Health Coverage Fast

Total Insurance Brokers Inc.

Touchstone

Tower

Towers Watson

Towers Watson dba OneExchange

TPG Direct

Trademarc Global LLC

TradeMarc Global, LLC

Traders Insurance

Traffic Panda

Trans America

TransAmerica

Travelers

Travelers Indemnity

Travelers Insurance

Travelers Insurance Company

Tricare

Trinity Universal

Triple-S Inc.

Trips Marketing LLC

Tri-Star Insurance Services, LLC

TriState

Tri-State Consumer

Tri-State Consumer Insurance

Tru Source

TruBridge, Inc.

True Auto

TrueChoice Insurance Services

Truecoverage

TruSource Marketing

Trusource Marketing, LLC

Trust Hall

Trusted Consumer

Trusted Consumer Advisors

Trusted Health Quotes

Tryton

TSC Direct

TSC Insurance

TSI Insurance

Tufts

Tufts Associates HMO Inc.

Tufts Health Plan

TurboDebt, LLC

Twentieth Century

TWG

Twin City Fire Insurance

TymeGlobal

TZ Insurance Solutions LLC

U S Financial

Ucare

UE.co

UHOne

UMA

Underground Elephant

Underground Elephant, Inc.

UniCare

Unified Rightmed

Uniguard

Union

Unique Q2B

United Access insurance

United Advisors

United American

United American Insurance Company

United American/Farm and Ranch

United Financial

United Fire & Casual

United Health One

United Healthcare

United Healthcare Advisors

United HealthCare Services, Inc.

United Insurance

United Insurance Group Agency, Inc.

United Medicare

United Medicare Advisors

United of Omaha

United Pacific Insurance

United Repair Programs

United Security

United Services Automobile Association

United States Fideli

United Teacher Associates Ins Co.

UnitedHealth Group

UnitedHealthcare

UnitedHealthcare/UnitedHealthOne

UnitedHealthOne

Unitrin

Unitrin Direct

Unitrin Inc.

Universal American

Universal American Corporation

Universal American Financial Corp.

Universal Health Advisors

Universal Health Care

Universal Healthcare Advisors

Universal Healthcare Advisors, LLC

Universal Underwriters Insurance

University Health Care Inc.

Unsure

UnumProvident Corp.

UPMC

UPMC Health System

US Benefit Solutions

US Dealer Services

US Financial

US Financial Life

US Health Advisors

US Health Advisors LLC

US Health Benefits Group

US Health Group

US Health Group (Freedom Life)

US Insurance Advisors, LLC

US Insurance Online

US Marketing Group

US Saving Center

US Web Leads

USA Benefits/Continental General

USA Dental Club

USA Health Options

USAA

USDS (US Dealer Services)

Used Imagination

USF and G

USF&G;

USHA-Dawn Group, LLC

USHEALTH Advisors

USHEALTH Group

USinsuranceOnline

USWEBLEADS COM LLC

Utah Home and Fire

Utica

Valence Technologies

Valley Health Plan

Valley Peak Insurance Group

Value Health One Insurance Services

Vanguard Health Ventures

Vantis Life

Vasa North Atlantic

Veerus Holdings LLC

Vehicle Assurance Co

VelaPoint

VelaPoint Personal Insurance

Verengo

Verified Insurance Lead

Versible Connect

Versus Media Group

Verti Insurance

Verti Insurance Company

Vertical Media Brands

Vertigen LLC

Vigilant

Viking

Viking County Mutual Insurance

Viking Insurance Co of WI

VIMO

Vimo, Inc

Visiqua

Visiqua, LLC

Vital One Health

Vital One Health Plans Direct, LLC

VitalOne

Vitalone Health

VitalOne Health Plans

VitalOne Health Plans Direct, LLC

VitalOne Health Plans Direct, LLC.

Viva Health

Voxify

Voxify LLC

VSC Digital

VSC Group

VSP

Warranty Agents

Warranty Direct

Wasatch Marketing Group

Washington National Insurance Co.

Washington National Life

Wawaunesa

Wax Digital Solutions

We Speak

WEA Inc.

WebTec

WeCall

WeCall Media, LLC

Wejo

Wellcare

WellCare Health Plans

Wellington

Wellness Plan of America

WellPoint

West American

West Bend Mutual

West Coast Closers

West Field

West Plains

Western & Southern Financial

Western & Southern Life

Western and Southern Life

Western Health Advantage

Western Mutual

Western National

Westfield

Weston insurance services ins

Wheaten Worldwide

WhiteSign, Inc

Wholesale

William Penn

Windhaven

Windsor

Windsor Insurance

Windstar

Wisconsin Mutual

WizcoMedia

Woodland Health Group

Woodlands Financial Group

Woodmen of the World

Word & Brown

WORK

World Insurance

World Mail Direct USA

World of Insurance

Worldwide

WynnHealth

XLHealth

XLHealth.

Yasha Marketing

Yellow Key

Ymarketing, LLC

Yosemite

Your Health HQ

Your Lowest Quote

Your Medicare Advantage

YourHealthCareQuotes.com

YourLowestQuote

Zander

Zander Insurance

Zebra

ZebraA1333

Zeel Media, LLC

Zen Insurance Solutions

Zenith Media

Zenith Media, LLC

Zeta Global

Zoom Insurance

ZQ Sales

Zurich

Zurich North America

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